The Advantages of Buy Here Pay Here
majority of Americans, buying a new car is a major financial decision. You have
bills to pay, a family to support, a mortgage or rent to cover, insurance
payments to make … it goes on and on.
cars keep getting more and more expensive, which makes used vehicles a much more practical,
affordable option for most households. However, you still need to secure
financing and that’s not always as easy as it should be, especially if you have
bad credit. Lenders tend to view any prospective borrower with a poor credit
rating as too much of a risk, and refuse to offer them a deal of any kind. This
is a serious problem if you depend on a car for work, taking your kids to
school and other common responsibilities.
dealerships offering Buy Here Pay Here (BHPH) financing are an ideal solution
for drivers in this situation. But even if you have good credit, this option
can still save you the expense and hassle of getting an auto loan through a
bank. Below we will explore the biggest advantages of choosing Buy Here Pay
Here financing through your local used car dealership.
BHPH Financing is Open to all Customers
of us experience financial difficulties at one time or another. You might find
yourself unable to pay bills exactly when you have to or rely on your credit
cards a little more than you’d like, ultimately building debts and driving your
credit score down.
financing is available to customers with all credit ratings here at Best Buy
Imports. We believe in helping everyone get the right deal regardless of your
credit report. We don’t subject you to a credit check: instead, we don’t even
ask for your payroll stubs, just your driver’s license, insurance details and a
downpayment. That’s it. Buy Here Pay Here Financing is here for all drivers.
It’s fast and simple. You can get pre-approved online too, to get the ball
rolling before you even visit our dealership.
No Need to Contact Third-Party
major advantage of Buy Here Pay Here financing is the convenience: you’ll have
through your dealership instead of a third-party lender. This makes the entire
process of securing your loan and buying your car so much easier. You’ll only
deal with the team at Best Buy Imports from the moment you walk into our
office: you make your payments direct to us for the duration.
Finding the Perfect Package is Easier
financing through a third-party lender and buying your car from a dealership
can take time, possibly quite a bit more than you have. You need a vehicle, and
you may need it fast. Of course, there’s also the problem of matching your loan
amount to the right car for your needs and lifestyle. Choosing a Buy Here Pay
Here dealership brings it all together brilliantly. You can discuss your money,
your exact requirements of a vehicle, your payment options and browse a wide
range of pe-owned cars all under one roof. As a result, the entire process of
getting the perfect model to suit your budget is far faster, simpler and more
A Chance to Rebuild Your Credit
A poor credit
score feels like a burden. It can leave you struggling to be
recognized by banks and lenders with high thresholds, and getting better credit
can be a real challenge. A car loan with Buy Here Pay Here Financing is a
terrific way to start rebuilding your credit. Keeping up with your payments on
time demonstrates that you’re responsible, can manage your financial
responsibilities properly and are a reliable borrower. You’ll be viewed as less
of a risk to future lenders and will have access to more varied loans.
your credit can improve your financial options in years to come. Once your
payments are complete, you’ll no doubt be a viable candidate for a larger loan
for a more advanced vehicle, if that appeals to you. Best Buy Imports is here
to discuss your finances and payments, and our team will be happy to show you
our extensive portfolio of used vehicles. Their expertise ensures you’ll get
all the details and valuable insights into each car that catches your eye as
you tour our dealership, making your buying process a lot simpler.
No Need to Buy from Unreliable
If you need
a replacement car and can’t get an auto loan, you may be tempted to buy through
seller. This may be cheap, but it’s a much riskier choice. You won’t
have the professional team of experienced dealers on hand to help you find the
right car, discuss its performance or supply a vehicle history. Instead, you
only have the seller’s word to go on.
sellers generally sell on an ‘as is’ basis too. This
means you won’t be able to take it back if you discover issues with the vehicle
after driving away or having it inspected by a mechanic. They’ll expect the
payment in full, rather than the carefully-planned schedule you get with Buy
Here Pay Here financing. A private seller may not let you take a test drive
either. This is obviously critical for making your decision. Best Buy Imports
lets you test drive whatever cars you may be interested in and will answer any
questions you might have. Private sellers offer no warranty either, but we do.
As you can
see, there are some fantastic advantages to Buy Here Pay Here Financing. Best
Buy Imports in Philadelphia is committed to helping you get the loan you need
no matter what your credit score, your taste in cars, or your budget. While Buy
Here Pay Here financing is attractive to drivers with poor credit ratings, it
still benefits those with good or great scores too. Best Buy Imports offers lower
interest rates to all customers with high credit ratings.
maintaining impressive ratings isn’t easy, and we know that. This is why we
make choosing our Buy Here Pay Here financing over traditional lenders well
worth your while. Want to learn more? Just pick up the phone and give us a call
or drop in to either of our two convenient locations. Our friendly professional
staff members are always ready to help you find the vehicle
that best matches your preferences, with financing
options that best match your personal credit status.